Posts Tagged "mortgage"

buy a home

Five things you should not do before you buy a home

Ryan Coffey

So you have decided it is time to buy a home. Congratulations, you have made a wise decision. Planning ahead is crucial to buying a home, particularly if you don’t have extensive financial resources. Since mortgage lenders will be sizing…

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What Creates Value in a Home?

Ryan Coffey

Not “Location, location, location.” Or, not just that at least. Regardless of what I write on this topic, it will only be a summary of general principles. You see, in some ways houses are like people. They are all unique,…

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“I’m planning on Buying a Property with Cash. Should I get Pre approved for a Mortgage Anyway?”

Ryan Coffey

Short answer: Yes. My usual more detailed type answer: It’s always a good idea to have a backup plan and know how much wiggle room you have. Being in a position to buy a property outright without a mortgage is…

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Nanaimo from an Investor’s Perspective

Ryan Coffey

Below is a brief video of Nanaimo’s highlights for investors. There is a lot more there than is covered. Particularly since the downtown core is going through a series of steps that are giving it new life. So many new…

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Maximizing Your Mortgage

Ryan Coffey

  Here is something I found in The Globe and Mail. I thought it was well written and worth sharing. It pretty much echoes much of what I have previously talked about on this blog, but it covers a wide…

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showing a home

A Buyer Needs A Plan

Ryan Coffey

One of the first things I ask every buyer is “Are you pre approved?” I imagine that sometimes people think that I am being nosy about how much they can afford.  In reality, I just want to know if they…

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Spring Market

Ryan Coffey

The seasons have turned. It is now spring. The crocuses have been up for about a month now and daffodils have revealed themselves as well. Robins abound and the nicer weather has a way of making people feel good and…

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Changes in the Mortgage Industry

Ryan Coffey

The Following is written by a guest blogger, a Mortgage B roker by the name of David Dyck. He works at Dominion Lending Centres. I was already aware of the recent changes of mortgage law but I believe in the…

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